Product update | NaviPlan release

February 11, 2019 by John Heinen

about the author:

John Heinen

Chief technology officer

As chief technology officer, John provides strategic, operational, and programmatic support of our products to the greater Advicent organization, our partners, and the industry. He leverages his decades of software development and product management experience to define business and product strategies, work directly with clients in providing technology solutions, and build product and service delivery organizations that deliver results while meeting regulatory requirements.

Our most recent release of NaviPlan® includes the latest federal and estate tax calculations to ensure the highest degree of accuracy for your clients’ plans.

Federal and estate tax updates

NaviPlan’s federal and estate tax calculations have been updated to provide the most accurate analysis. Some of the key changes include:


  • Updated standard deduction amounts
  • Updated Social Security amounts:
    • Family maximums, bend points, PIA, wage base amount
  • Updated federal state amounts:
    • Annual gift exclusion (unchanged)
    • Estate exemption
  • Updated pension and contribution limits:
    • Inflation updates
    • Update to base IRA contribution limit to $6,000
  • Updated tax bracket information
  • Inflation updates
  • AMT updates:
    • Exemptions
    • Phase-outs


  • Late 2018 legislation updates
    • District of Columbia: Updates to decouple from federal exemption amount and updated brackets and tax rates.
    • Maine: Proposed legislation to match federal legislation did not pass, so the 2018 estate exemption is $5.6 million indexed for future years.
    • Minnesota: Updates to estate tax bracket information.
  • 2019 updates
    • 2019 federal information updated
    • New York: Update to 2019 exemption amount

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